Expert financial advice made easy

Professional financial and mortgage advice, tailored to your individual circumstances from our qualified financial consultant. All from our office in the heart of Swindon.

Full range of financial services

Easy Financial offer a full range of financial services, from mortgages to pensions, Vince Bartley has more than 20 years' experience in financial services and is able to help clients with:

Mortgage advice

We provide mortgage advice to all types of clients, including first time buyers, buy to let, ex-pats and anyone looking to get the most suitable rate.

Pension advice

Our pension advice service includes: New or existing pension plans, Annuities, Drawdowns, Stakeholder pensions, Pension Transfers & Group Personal Pensions.

Investment advice

Our investment advice service includes: Stocks and shares, ISA's and lots of other investment opportunities.

Critical insurance advice

Our insurances service includes: Life insurance, Accident, sickness and critical illness cover, Income and redundancy protection.


The value of investments and pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our process

What you can expect from us


Let's start with a coffee

Tell us a few details about yourself and we’ll get in touch to discuss your mortgage requirements over a coffee, either at our offices in Swindon or a place and time that suits you.

Our calculators

We'll work our calculators

Based on our initial meeting, we’ll go away and find the most suitable financial product for your individual circumstances, making sure the are affordable and meet your criteria.

Whole of market

Selection of results

We'll search the whole of the mortgage market and a range of pension & protection providers, to find the most suitable fit for you. We'll then present these to you so you can make an informed decision.

Meet our team

Vince Bartley

Vince Bartley Financial adviser

I have over 20 years experience in the financial services market, having worked for the co-operative insurance society and Lloyds TSB before setting up Easy Financial Services.

Gary Inglis

Gary Inglis Business manager

Business manager with over 30 years experience in the financial services market.

Mortgage advice

Full advice and recommendation service on a range of mortgages and re-mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Whether you are buying a property, looking for a better mortgage deal or investing in property, we will ensure your receive the personal service you deserve when discussing your mortgage and find the most suitable product that suits you.

The mortgage market is a complex world where good advice can save you both time and money. Our goal is to assist you in both these areas and enabling you to take the stress away and give you peace of mind!

Straight forward mortgage advice working with a professional adviser to secure the most appropriate deal has never been more important. There many different types of mortgage available and we can advise what is most appropriate having fully discussed your needs and circumstances. We deal with the following:

We'll help you work out how much you can afford to borrow, taking into consideration what lenders will look for. This will avoid needlessly applying for a mortgage that might not be financially viable. We have access to a vast number of mortgages, some of which are only available to mortgage brokders like us. Therefore its worth checking with us before taking out a mortgage to make sure you are really get the suitable mortgage deal.

Have a look at the Money Advice Service guide to mortgages or contact us today to arrange a no obligation meeting to discuss your personal circumstances.

If you are looking to rent out a property you own, you'll need a special mortgage called a buy-to-let mortgage. buy-to-let mortgages are the same as ordinary mortgages but have key differences:

  • Buy-to-let mortgages usually have higher interest rates.
  • Fee's asscoiated to Buy-to-let mortgages are also much higher.
  • You'll need a miniumum deposit of 20%, but the bigger your deposit the better.
  • The majority of Buy-to-let mortgages are interest only
  • The amount you can borrow is linked to what you expect to receive from your rental income. However, generally lenders want the rental income to be at least 25% higher then your mortgage payment.

Contact us today to discuss your Buy-to-let mortgage options.

We were all first time buyers at some point but making the right decision now could save you thousands in interest payments. We'll take you through the home buying process step-by-step explaining everything along the way so you'll have all the facts to make the right decision about what lender and mortgage type you choose.

Generally to get a mortgage you'll need to have:

  • Savings of at least 5% of the cost of the home you would like to buy. For example if your home is £150,000 you'll need at least £7,500 in savings. If you can save more than this will ultimately get you a better mortgage interest rate and a wider selection to choose from.
  • Money saved for Stamp duty, Solicitors fee's, Survey and potentially removal costs.

There are a number of first time buyer schemes available to help you get on the housing ladder including the help to buy scheme offered by the goverment. Find out more about these schemes on the Money Advice Service website.

If you are lucky enough to have a good amount of savings in an account you can offest the interest on your mortgage with the amount you have in your savings account. For example if you had a mortgage of £100,000 and had savings of £20,000 you would only pay interest on £80,000 rather than £100,000. Because you'll be paying less interest, you can pay off more of the amount you borrowed. This also means you could take years off your mortgage and therefore pay less interest in the long run. Contact us today to see if you could save money with an offset mortgage.

Please note:

  • Your home may be repossessed if you do not keep up repayments on your mortgage.
  • Buy to let mortgages are not regulated by the FCA
  • We charge a typical fee of £299.00 for mortgage arrangement.
Book free initial consultation

Pension advice

FREE no obligation initial meeting with our team of pension experts.

The earlier you start making provisions for retirement, the more you will build up your pension fund.

To encourage people to provide for their own retirement the government has made personal pension plans tax efficient and a very effective way of saving for the future.

However changes in legislation mean this can be a very complex area of financial planning. We will explain the options to you simply and in plain English to enable you to make an informed decision as to your pension needs.

Our pension services include:

  • New or existing pension plan
  • Annuities, Drawdowns
  • Stakeholder pensions
  • Pension Transfers
  • Group Personal Pension

The value of pensions and the income they produce can fall as well as rise.

You may get back less than you invested.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

Book free initial consultation

Investment advice

We are now able to offer you a new, easy way to open an ISA. We will provide you with online advice to match an investment to your needs, meaning you can start investing with confidence today.

Our online service evaluates your objectives for investing and combines it with a level of risk matched to you to create a suitable investment recommendation. When you're ready you can start online and all fees and charges will be clearly presented before you make your decision.

To offer this service we've teamed up with Old Mutual Wealth. We will only recommend products provided by Old Mutual Wealth as part of this service.

The value of the investment can go down as well as up and you may not get back as much as you put in.

Apply for Old Mutual Wealth ISA

Insurance & protection advice

We all lead busy lives and all to often protecting the most important people in our lives is left too late, so why not make a commitment to book some time out and sit down with our consultant.

After carefully assessing your circumstances and aspirations, our experienced consultants, will be able to provide you with suitable recommendations, to ensure you, your home and more importantly your family are fully protected, now and in the future.

Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at

Our insurance & protection services:

  • Life assurance
  • Critical Illness Protection
  • Income Protection Insurance
  • Accident, Sickness and Unemployment cover.
  • Business protection.
  • Funeral plans.
Book free initial consultation
Get in touch with us

Call or email us and we'll arrange a convieneint time and place to chat.

Where to find us

154 Victoria Road, Old Town, Swindon, Wiltshire. SN1 3BU

If you are unhappy with our service

If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us:

Intrinsic Complaints Department
Riverside House
The Waterfront
Newcastle upon Tyne
NE15 8NY


0191 241 0700

You can find more information by visiting the Intrinsic Financial Services website

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service

You can mail us

Tell us a few details about yourself so we can get in touch with you regarding your financial requirements.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Easy Financial services is a trading style of Blueprint South West Limited who is an appointed representative of Intrinsic Financial Planning Limited and of Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority.

Blueprint South West Limited is registered as a company in England & Wales. Number 5176438. Registered Office : C/O KINGSCOTT DIX (ACCT), Malvern View Business Park, Stella Way, Bishops Cleeve, Cheltenham, Gloucestershire, GL52 7DQ.

The Financial Conduct Authority does not regulate Buy to Let Mortgages

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