Expert financial
advice made easy

Professional financial and mortgage advice, tailored to your individual circumstances from our qualified financial consultants. All from our office in the heart of Royal Wootton Bassett.

Contact Us

We provide mortgage advice to all types of clients, including first time buyers, buy to let, ex-pats, Ex Pats need to be in the U.K to receive advice.

Mortgages

Our pension advice service includes: New or existing pension plans, Annuities, Drawdowns, Stakeholder pensions, Pension Transfers and Group Personal Pensions.

Pensions

Our investment advice service includes: Stocks and shares, ISA’s and on and offshore bonds as well as lots of other investment opportunities.

Investment

Our insurances service includes: Life insurance, Accident, sickness and critical illness cover and Income  protection.

Insurance

The value of investments and pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Ex-pat/oversea mortgages are not regulated by the Financial Conduct Authority

Some buy to let mortgages are not regulated by the Financial Conduct Authority

Auto-enrolment is not regulated by the Financial Conduct Authority

Our process

What you can expect from us

Tell us a few details about yourself and we’ll get in touch to discuss your mortgage requirements over a coffee, either at our offices in Swindon or a place and time that suits you.

Based on our initial meeting, we’ll go away and find the most suitable financial product for your individual circumstances, making sure they are affordable and meet your criteria.

We’ll search across the mortgage market and a range of pension & protection providers, to find the most suitable fit for you. We’ll then present these to you so you can make an informed decision.

Meet our team

Vince Bartley
Head of Operations

I have over 20 years experience in the financial services market, having worked for the co-operative insurance society and Lloyds TSB before setting up Easy Financial Services.

Gary Inglis
Business manager

With over 30 years experience in the financial services market.

Vincent Kelly

Vinnie is a fully qualified financial and mortgage advisor, Vinnie in his spare time likes to play football, but his biggest passion is food!

Mortgage advice

Full advice and recommendation service on a range of mortgages and re-mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Whether you are buying a property, looking for a better mortgage deal or investing in property, we will ensure you receive the personal service you deserve when discussing your mortgage and find the most suitable product that suits you.

The mortgage market is a complex world where good advice can save you both time and money. Our goal is to assist you in both these areas, enabling you to take the stress away and give you peace of mind!

Straight forward mortgage advice working with a professional adviser to secure the most appropriate deal has never been more important. There are not many different types of mortgage available and we can advise what is most appropriate having fully discussed your needs and circumstances. We deal with the following:

We’ll help you work out how much you can afford to borrow, taking into consideration what lenders will look for. This will avoid needlessly applying for a mortgage that might not be financially viable. We have access to a vast number of mortgages, some of which are only available to mortgage brokers like us. Therefore its worth checking with us before taking out a mortgage to make sure you are really get the suitable mortgage deal.

Have a look at the Money Helper Service guide to mortgages or contact us today to arrange a no obligation meeting to discuss your personal circumstances.

If you are looking to rent out a property you own, you’ll need a special mortgage called a buy-to-let mortgage. buy-to-let mortgages are the same as ordinary mortgages but have key differences:

  • Buy-to-let mortgages usually have higher interest rates.
  • Fee’s associated to Buy-to-let mortgages are also much higher.
  • Generally, you’ll need a minimum deposit of 20%, but the bigger your deposit the better.
  • The majority of Buy-to-let mortgages are interest only
  • The amount you can borrow is linked to what you expect to receive from your rental income. However, generally lenders want the rental income to be at least 25% higher then your mortgage payment.

Contact us today to discuss your Buy-to-let mortgage options.

We were all first time buyers at some point but making the right decision now could save you thousands in interest payments. We’ll take you through the home buying process step-by-step explaining everything along the way so you’ll have all the facts to make the right decision about what lender and mortgage type you choose.

Generally to get a mortgage you’ll need to have:

  • Savings of at least 5% of the cost of the home you would like to buy. For example if your home is £150,000 you’ll need at least £7,500 in savings. If you can save more than this will ultimately get you a better mortgage interest rate and a wider selection to choose from.
  • Money saved for Stamp duty, Solicitors fee’s, Survey and potentially removal costs.

If you are lucky enough to have a good amount of savings in an account you can offest the interest on your mortgage with the amount you have in your savings account. For example if you had a mortgage of £100,000 and had savings of £20,000 you would only pay interest on £80,000 rather than £100,000. Because you’ll be paying less interest, you can pay off more of the amount you borrowed. This also means you could take years off your mortgage and therefore pay less interest in the long run. Contact us today to see if you could save money with an offset mortgage, THe saving and Mortgage Loan should be held with the same provider.

Please note:

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some buy to let mortgages are not regulated by the Financial Conduct authority.

We Charge a typical fee of £499.00 for mortgage arrangement.

Book free initial consultation

Pension advice

FREE no obligation initial meeting with our pension expert.

The earlier you start making provisions for retirement, the more you will build up your pension fund.

To encourage people to provide for their own retirement the government has made personal pension plans tax efficient and a very effective way of saving for the future.

However changes in legislation mean this can be a very complex area of financial planning. We will explain the options to you simply and in plain English to enable you to make an informed decision as to your pension needs.

Our pension services include:

  • New or existing pension plan
  • Annuities, Drawdowns
  • Stakeholder pensions
  • Pension Transfers
  • Group Personal Pension

The value of pensions and the income they produce can fall as well as rise.

You may get back less than you invested.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

Book free initial consultation

Investment advice

Interest rates on your bank or building society savings have historically been very low, often below the rate of inflation. Over the years, the things you want to buy are getting more expensive but your savings may not be making enough to keep up with the cost of buying them.

So, to make real potential growth over the longer term, you need to invest some of your money into plans that have the ability to perform better than inflation. As well as the potential for stronger growth, you also need to ensure that you are taking advantage of the tax-free and tax-efficient allowances that are available to you. Proper investment planning really just means that your money can work harder, and last longer, for you.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Book free initial consultation

Insurance & protection advice

We all lead busy lives and all to often protecting the most important people in our lives is left too late, so why not make a commitment to book some time out and sit down with our consultant.

After carefully assessing your circumstances and aspirations, our experienced consultant, will be able to provide you with suitable recommendations, to ensure you, your home and more importantly your family are fully protected, now and in the future.

For impartial information about insurance, please visit the website at https://www.moneyhelper.org.uk/en

Our insurance & protection services:

  • Life assurance.
  • Critical Illness Protection.
  • Income Protection Insurance.
  • Accident and Sickness .
  • Business protection.
  • Whole of Life
Book free initial consultation

Get in touch with us

Call or email us and we’ll arrange a convenient time and place to chat.
Tel: +44 (0) 1793 488007
Email: vince@easyfinancialservices.co.uk

Where to find us
140a High Street, Royal Wootton Bassett, Swindon. SN4 7AY

You can mail us

tell us a few details about yourself so we can get in touch with you regarding your financial requirements.

    Privacy Policy

    If you are unhappy with our service

    If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact; Quilter Financial Services Complaints Department, Sunderland
    SR43 4JR Email: QFPcomplaints@quilter.com Tel: 0808 171 2626.

    You can find more information by visiting the quilter Financial Services website http://www.quilter.com

    If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service https://www.financial-ombudsman.org.uk/

    Approver Quilter Financial Services Limited Sept 2025

    Easy Financial Services is a trading style of Fidenti Financial Planning Ltd, an appointed representative of Quilter Financial Services Ltd, which is authorised by the financial conduct authority. Fidenti Financial Planning Ltd is registered in England and Wales. Company Number 09468717. Registered Address 25 Castle Street, Office 1, Cirencester, England, GL7 1QD. 

    The Financial Conduct Authority does not regulate some Buy to Let Mortgages
    The guidance and/or information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.